I took a page from Teri's blog http://teristhingomyjigs.blogspot.com/ and scraplifted an idea she scraplifted...I guess that makes me a second-hand scraplifter.
Here's the link to the Pool Time template: http://www.4shared.com/file/56107877/f37700eb/Template_Pool_Time.html
Credits: (All from Summer Party Blog Train freebies)
Background paper: Baby Cakes Scraps, summer paper 5
Summer beads: Baby Cakes Scraps, summer bead string
Clip: Queen Brat Designs, QBD_SummerBlogTrain_BinderClip01
(Digital kit created by QueenBrat Designs. Website: http://pages.suddenlink.net/queenbratdesigns/index.html)